Punjab Roshan Gharana Scheme 2025 – Complete Guide to Eligibility and Registration

Punjab Roshan Gharana Scheme 2025 

The Punjab Roshan Gharana Scheme 2025, introduced by Chief Minister Maryam Nawaz, is a government-supported initiative aimed at providing affordable solar panel systems to low-income families across Punjab. This move is part of a broader effort to reduce electricity expenses, promote renewable energy, and offer financial support to households facing high utility costs.

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Through this scheme, qualified citizens can apply for easy installment loans to install solar panels at home. The loans are disbursed by the Bank of Punjab, and the application process is managed by the Punjab Small Industries Corporation (PSIC). This guide explains the scheme’s goals, eligibility conditions, benefits, registration steps, and how to track your application.

Purpose of the Punjab Roshan Gharana Scheme

Many households in Punjab are experiencing hardships due to rising inflation, increased power tariffs, and energy shortages. To address this, the Punjab government launched the Roshan Gharana Scheme with a focus on the following:

• Encouraging renewable energy adoption

• Reducing dependency on the national electricity grid

• Supporting families with high electricity costs

• Creating a cleaner, greener Punjab

The scheme ensures that even lower- and middle-income families can afford solar power, thanks to government-backed loans and subsidized repayment options.

Who Can Apply?

To ensure that help reaches those most in need, the Punjab government has laid out specific eligibility criteria for the Roshan Gharana Scheme. These conditions aim to filter applicants based on financial status, employment background, and residence.

Eligibility Requirements:

To apply for this scheme, you must:

• Be a citizen of Pakistan and a resident of Punjab.

• Not be employed in any government institution.

• Ensure that no family member works for the Bank of Punjab or any government agency.

• Be a registered taxpayer under FBR (Federal Board of Revenue).

• Hold a valid CNIC (Computerized National Identity Card).

• Have a stable income source, either from employment or personal business.

• Have at least one vehicle registered in your name.

• Live near a branch of the Bank of Punjab to avail loan services.

If you meet these conditions, you’re eligible to register for a solar panel loan under the scheme.

What’s Included in the Solar Package?

Approved applicants under the Punjab Roshan Gharana Scheme will be given access to a complete solar power system designed to meet domestic energy needs. This includes:

• Solar panels

• Inverters

• Batteries

• Wiring and installation equipment

The cost of the solar system will be covered through a loan from the Bank of Punjab, payable in affordable monthly installments. This enables applicants to gradually repay the cost while benefiting from significantly reduced electricity bills.

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Step-by-Step Registration Process

The application process for the Roshan Gharana Scheme is digital and user-friendly. All interested applicants can register online via the Punjab Small Industries Corporation (PSIC) portal. Here is how to apply:

1. Visit the Official Website

Open your web browser and go to the Punjab Small Industries Corporation (PSIC) website.

2. Create Your Account

Click on the “Register” or “Sign Up” button. Enter your CNIC, mobile number, and email, and set a password to create your account.

3. Log in to Your Dashboard

Use your login credentials to access your user dashboard on the portal.

4. Read the Guidelines

Go through all instructions carefully. Make sure you understand the eligibility terms before proceeding.

5. Select the Loan Option

Choose the Punjab Green Development Loan, which is usually the third option in the application menu.

6. Fill Out the Application Form

Enter your personal information, income details, and asset details, such as property and vehicle ownership.

7. Submit the Application

Attach all required documents, double-check all details, and click Submit. A confirmation message will be sent to your mobile number or email.

Track Your Application Check BOP Status

Once your application is submitted, you can easily track its progress:

• Log in to your PSIC account using your CNIC and password.

• Visit the application dashboard and check your Bank of Punjab (BOP) status.

  • BOP Status:  Yes  You have been approved and will receive a loan soon.

  • BOP Status: Red You are not eligible under the current criteria.

If approved, the Bank of Punjab will contact you with the next steps and initiate the loan disbursement process.

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Why the Roshan Gharana Scheme Is Important

This scheme does more than just provide solar panels. It addresses several key challenges faced by low-income families in Punjab:

• Electricity Cost Relief: Reduces monthly bills significantly through solar energy.

• Green Energy Promotion: Helps reduce environmental impact and energy consumption from fossil fuels.

• Support for Struggling Families: Offers financial assistance to households affected by poverty, job loss, or economic crisis.

• Long-Term Savings: Once the loan is repaid, families enjoy virtually free electricity for years.

Punjab Roshan Gharana Scheme

Conclusion

The Punjab Roshan Gharana Scheme 2025 is a major step towards making clean, affordable energy a reality for thousands of families across Punjab. With the support of the provincial government and the Bank of Punjab, low- and middle-income citizens now have a unique opportunity to install solar systems and take control of their energy expenses.

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The digital registration process, clear eligibility rules, and subsidized loan structure make it easier than ever to apply. If you fulfill the criteria, don’t delay; apply now and take a step towards energy security, environmental responsibility, and financial savings.

Make sure to stay updated through official channels, avoid submitting incomplete forms, and check your BOP status regularly to follow up on your application.

FAQs

1. Who is eligible to apply for the Roshan Gharana Scheme?

Residents of Punjab who are not government employees, are registered taxpayers, have a valid CNIC, and own a vehicle can apply. A nearby Bank of Punjab branch is also required.

2. What equipment is included in the solar package?

The scheme provides a complete solar setup, which includes panels, inverters, batteries, and installation tools. This system is financed through a loan provided by the Bank of Punjab.

3. How can I track my application after submission?

Log into the Punjab Small Industries Corporation portal and check your BOP Status. If it shows “Yes,” your loan is approved. If it shows “Red,” your application was not successful.